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This blog entry is about AJ Recovery Solutions services.   We are a collection agency.  Our clients are mostly small business in California.  AJ Recovery Solutions collects on consumer and commercial accounts.

Consumer accounts are people.  Commercial accounts are business.  If the business is a sole proprietor, from a collection point of view, the business and the person are the same and the account is a consumer account.

The rules for collecting consumer and commercial accounts are different.  Many collection agencies do not collect on consumer and commercial accounts.

To collect accounts we call, send letters, emails and text messages, report to Experian account status and sue in California Superior Court as well as advise people to sue in Small Claims Court.

Bill collectors have a bad name.  There are without a doubt some agencies  in business  that are behaving badly  -  shame on them.  They hurt themselves.

There are also too many people and businesses not paying what they promised.  AJ Recovery Solutions knows how to collect on past due accounts.  We serve small and medium small business.  We can get your money for you.  Check us out at www.ajrecoverysolutions.com or give us a call at (760) 230-0100.

 

past due paid in full: Nick Hanauer

past due paid in full: Nick Hanauer: Nick Hanauer Tax the Rich and let the rest of us spend the economy back to health.  He and Warren Buffet argue we have got it wrong.  Watch the video.  It is worth it.

Nick Hanauer

Nick Hanauer
Tax the Rich and let the rest of us spend the economy back to health

past due paid in full - Facebook Search

past due paid in full - Facebook Search

How Do I Correct My Credit Report? Steps to Fix Issues | TransUnion

How Do I Correct My Credit Report? Steps to Fix Issues | TransUnion

The Golden Rule

 How are Social networks are different now than in the time of Web 2.0 from the the less interactive web is a huge question.  I searched for a quote that goes something like It is impossible for me to remember what it was like before I knew the thing I now know.

I met my wife on a social network before Facebook was available to anyone but students at Harvard University. Communication on that site was a little like passing notes in high school.

The speed, power and possibility make be dizzy when I consider all that is possible for business and society as a whole.  Then I consider how so much of what is posted should be kept quite.  I must be getting old. 

I have posted a video similar to one posted for CSIT 155 The Web 2.0.  

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The music and the statistics are stirring.  The world is changing.  Please keep in mind that our worst moments can captured and replayed for all to see.


<iframe width="560" height="315" src="http://www.youtube.com/embed/9mp1o7JQkhE" frameborder="0" allowfullscreen></iframe>

Dispute Credit Report Information at Experian.com

 Dispute errors on your credit report.  You will be glad you did.

Dispute Credit Report Information at Experian.com

Federal job retraining programs are running out of money | Marketplace from American Public Media

Federal job retraining programs are running out of money | Marketplace from American Public Media

cist155

Web tutorial

responsibility and expectation

AJ Recovery Solutions is collections service serving California small businesses. We understand the collection process. The goal of this blog is to address some of the issues involved with getting paid.
First we believe that when money is past due to you the first thing you need to do is communicate with your client.  When it comes to collecting money due, an ounce of prevention is worth a pound of cure. The best way to prevent accounts from becoming delinquent is with great service, clear expectations and strong communication.
I want to start with a story my friend Larry told me.  Larry was a VP of a bank.   When he started with the bank he reasoned that loans were how the bank made money so he wanted to learn about making loans.
One of the most important things he did before he presented the loan papers to the customer was to tell the customer their signature means they are promising the will repay the money borrowed.  Even if difficult times come loss, misfortune and bankruptcy or whatever if you take this money you will pay it back. That is what you are agreeing to.
He says that over the years many people paid money they could have avoided.  Larry believed they paid because he made it clear what the responsibility and expectation was.
I am sure my friend is on to something.